Life Insurance

Term Life

image13

Term life insurance provides coverage for a specific amount of years, generally between 5-35 years. It is fairly inexpensive and can be used for many different scenarios. 

Return of Premium Term Life

image14

Did you know that there are types of term policies that return the amount of money you contribute if you outlive your policy in as little as two years of coverage?! Well if you didn't, now you do! 

Whole Life

image15

Whole life policies tend to be a bit more expensive than Term policies. These are generally used for permanent coverage of the policy holder and accumulate a cash value account. 

Guaranteed Universal Life

image16

Guaranteed Universal Life is a special type of product the can be issued, no matter the risk, all the way up to 80 years of age. 

Indexed Universal Life

image17

Indexed Universal Life is one of the most powerful tools in the Life Insurance industry. It is a form of permenant insurance that provides a death benefit, living benefits, and cash accumulation that can fund a variety of things. 

No Medical Exam Life

image18

Affordable insurance that is intended to cover funeral expenses and medical bills as well as allow your family to not worry about the financial aspect of a lost loved one. Face amounts are issued up to $250,000 with no blood work or medical exam required. 

Accelerated Benefit Riders

Curious to learn about living benefits? 


Annuities

Fixed Indexed Annuity

image19

A special type of annuity that provides returns depending solely on your contributions and the performance of an "index" market such as the S&P 500. 

Deferred Annuity

image20

Income starts as soon as 13 months from the date the contract was issued. It can be up to 40 years. It’s also referred to as a longevity annuity.

SPIA

image21

Single Premium Immediate Annuities are usually purchased in order to convert assets from savings and investments, selling a business, rollovers, or payouts from a pension plan into a guaranteed stream of payments for retirement income.

MYGA Annuity

image22

Also known as "Fixed Rate Annuities" and referred to as "Multi Year Rate Guaranteed". Similar to CD accounts but with tax deferral.  

Charitable Gift Annuity

image23

Provide a lifetime income stream while giving you a significant tax benefit and a philanthropic donation to your chosen charity, university, or non-profit. They can provide major tax benefits.

Annuity Income Riders

image24

Attached contractual benefits to some indexed and variable annuity policies that guarantee payments to start at a future date

Companies we're Partnered with

image25
image26
image27
image28
image29
image30
image31
image32
image33
image34
image35
image36
image37
image38
image39

Request Quote

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Perseverance Marketing Firm